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5 Quick Tips for Seniors Buying a New House And Considering Home Care

Being a Senior Citizen doesn’t mean that you can’t buy property like a new house. Your advancing years just mean that you need to be a little more thorough when it comes to searching for a house and planning the purchase.

Before you go ahead and look at a site like, take a look at these five tips for you to consider before you buy your home.

1. Take A Look At Various Homes and Neighborhoods

What type of place did you live in for most of your life? Was it a traditional home? An apartment? You might be tempted to just buy another home that is in the same style as your previous one. That could prove to be a big mistake.

You might take a look at condominiums or apartment buildings. There is usually a staff that takes care of the outside and does things like shoveling snow if you live in an area that gets winter weather. You don’t have to do much upkeep on the inside and you can also ride an elevator to your floor.

There are also dedicated retirement communities that you can purchase a home in. That way, you will also be seeing your peers as you are out and about. It’s all about what you think will work best for you and your family.

2. Think About Your Location

While people may make weather a priority when they pick a new location, there are also other things to think about. Do you have family members that you want to see on a regular basis? Do you have grandchildren or even great-grandchildren? You may want to pick a spot where it is convenient for them to come visit you.

Are you going to be near important places, like supermarkets and hospitals? As you age, you don’t want to be too far from those places. Can you take side roads or will you have to get on highways? As you get older, your reflexes diminish, so do you want to have to worry about possibly getting in a high-speed car accident?

All of these things are factors to ponder as you look for your new home to buy.

3. Think About Whether You Can Age in Place

As you get older, things might get more difficult. Consider the simple act of walking up stairs. Something that took you mere seconds now requires a lot more effort. That’s why it’s a good idea to think of getting a one-story house. If not, at least you should contemplate having a bedroom on the first floor.

Look around your home. What kind of appliances does it have? You might want to consider getting a place with a walk-in shower, for example. That way, you won’t have to worry about climbing in and out of a tub and possibly falling. You can also have a grab-bar installed on the wall to give you additional security.

4. Think About Your Mortgage Options

You may have saved up enough money over the course of your life that you can buy the home outright with cash. That would also mean forgoing a mortgage. But if that is going to wind up draining all of your assets, you might want to have a bit of a cushion.

This can also be an issue if you are living on a fixed income and have no other source of cash. Also, while it may seem like a morbid topic, what would you do if your spouse passed away? Your best option is to find a financial advisor and discuss your situation so that you can come up with the best plan – preferably one that can prepare you for sudden emergencies.

5. Think About Hiring Help

While you may have been independent for much of your life, things can get harder when you get older. Chores like cleaning, doing the laundry, and other things get much more difficult. If you don’t have family members that can come help, then you can look up services where people can come do these things for you, usually for a very affordable cost.

Buying a place when you get older and become a senior citizen will give you a lot of new challenges to think about. If you follow the above, you can likely find a great place to live and also have money to be able to enjoy things as you see the years go by.



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