People do not have extraordinary powers to predict accidents and injuries usually happen when we least expect them. Even a minor at first glance injury can suddenly turn everything around and put at serious risk your health, career, financial stability, and overall well-being.
Cornered by a myriad of problems, people are often unable to deal with the onslaught on their own. However, many of them are reluctant to get professional help, sincerely believing that their insurance company will act in their best interest. Unfortunately, it is not always the case, or to put it more correctly, it is rarely the case.
As a result, precious time is wasted, your medical bills are growing at lightning speed, and as the cherry on top, the insurance company refuses to make a full and fair settlement offer. Fortunately, even in such a difficult situation, all is not lost and there is still an opportunity to get the treatment and compensation you deserve.
If you ask victims of serious accidents or medical malpractice when is the right time to seek help, the great bulk of them will tell you that you should do it immediately after a mishap. Well, while it is true for many cases, some accidents do not really require taking the whole thing on such a high level. In this article, however, we won’t talk about minor collisions with no negative consequences.
Instead, let’s dive into the nitty-gritty of the plot and take a closer look at the situations when you should call a personal injury lawyer.
When Dealing With Insurance Adjuster
Let’s face it, you and insurance companies have absolutely different goals, therefore, do not be naïve, they will make every effort to offer you the lowest settlement they can. The insurance company representatives will contact you in the first few days after the accident, and if you won’t be 100% ready to fight for your rights, you will most likely end up signing a paper with half the amount you could win with a seasoned attorney on your side. Personal injury lawyers from Marks & Harrison, a renowned law firm that has been helping clients obtain maximum compensation for more than 100 years, explain that it is very important not to make any statements or sign any documents offered by the insurance adjuster without speaking to an attorney first. Anything you say may be used against you in order to minimize your injuries or blame you for the accident.
When Accident Investigation Is Superficial
Do not expect too much from the local police department, they have plenty of work to do and, as always, a lack of time, resources, and you know, a lack of interest. They deal with all sorts of accidents every day and it is not that they do not want to help you but they can’t take your case personally, you are just one of many who need their help. However, you may realize that a heck of a lot of crucial details are not included in the police report, meaning you will struggle to prove that you are not at fault.
For instance, in the case of a car crash, there are a plethora of things that matter: speed limits, lighting, the exact time of the collision, specific weather conditions such as heavy rain or strong wind. Moving forward, the statements of witnesses are of utmost importance, as well as the fact, that should be taken immediately after the accident. The majority of people are not excited about the idea of talking to police and being involved in all kinds of “extra” activities. Lawyers have the right to subpoena witnesses, as well as obtain video surveillance footage in order to reconstruct the whole episode.
When Your Injuries Are Severe
Nothing is more frustrating than being seriously injured simply because someone else was reckless and irresponsible. But on top of that, now that live-fast-die-young egghead denies his fault, trying to shift the part of the blame on you. Your medical bills stack up on the table, you are losing wages because you can’t work, and huge expenses for future medical care lie ahead. There is no dilemma, this scenario is far from being optimistic, that’s why do not wait too long to call a lawyer if you are seriously injured.
The insurance company will likely address just a part of the expenses you already have and all chances are it will not even mention your future costs for rehabilitation and full recovery. On the other side, if the injuries are too severe, you may face permanent disability that will affect many different spheres of your life. Insurance companies never rush to compensate for your pain, suffering, or loss of job and income. However, you do not have to become a victim for the second time, you should fight for the fair compensation you deserve, and with professionals on your side, it is much easier.
When Your Injuries Are Result Of Medical Malpractice
You do not necessarily have to be in a car wreck to be injured. Sometimes people who are supposed to heal us and whom we trust our health and life make mistakes. Well, we all make mistakes but those made by doctors often cost patients dearly. If your injuries were caused by providers of medical services, you will have a pretty hard time proving their fault.
Do not expect that they will admit their mistakes and say “sorry”. Quite on the contrary, they will send a squad of attorneys to explain to you why you are not right and how it just couldn’t be different. Since you do not have any specific knowledge on the topic nor have you powers to investigate and ask questions, you will find yourself at the crossroads – to forget about compensation or hire a lawyer to fight for you.
Life is a string of decisions and choices we make, some of them have a far-reaching impact on our health, well-being, and family. Your future is not some game you just leave to chance, therefore make sure to call a personal injury lawyer if you really need help.